As finance professionals with over 20 years of banking experience in Commercial Banking, Corporate Banking, Premier and Private Bank, we deeply understand the entire loan process. Our unique background includes working on both the client-facing and credit approval sides of the bank, giving us the expertise to structure your deal for the best possible outcome.

At Lumos Financial, we believe that securing a mortgage shouldn't feel like navigating a maze in the dark. Our name, "Lumos," is Latin for light, and that's precisely what we aim to bring to your home loan journey: clarity, guidance, and peace of mind.